Early Pregnancy – Importance of Communication Between Couples

Pregnancy is usually a time of joy, not only for the expecting woman, but also for the partner. In most pregnancies, there is very little to be said of the partner, as the attention is focused on the woman and the unborn child.

Nevertheless, it takes two to tango, and that is how the term contraception came into knowledge. It would be advantageous for expecting couples to support one another as much as they can during this crucial phase.

Newlywed couples nowadays often choose to live alone. While this may provide several advantages, it also crops up many adversities. One is the minimal family support offered during the first pregnancy. During the first expectation of the child, many queries and concerns will surface. Couples might hold different opinions on pregnancy and childcare. It is hence a good idea to communicate and clarify these issues before the baby is delivered as free and frank communication is the cornerstone of lasting relationship.

It is true that the expecting woman will experience many emotional swings during her pregnancy. Although her partner cannot participate, he can be there to offer support. Both parties are advised to find out more about the different aspects of pregnancy, as this will help in the handling of emotions. Like the saying goes: “When shared, Joy is doubled and sorrow is halved.”

There are many issues that an expecting couple may need to resolve, such as continuation of sexual intercourse, the mood swings the woman experiences, the handling of complications and such.

One of the best resources to the queries would be to consult a physician. Both the expecting parents should consult physician together in order to understand the conveyed information correctly.

Communication is a very useful tool to break the barriers between the expecting couple. Patience and extra effort are necessary to encourage open communication throughout the pregnancy, especially from the man, as the expecting woman might be subject to instability in both emotional and physical regards. Fears and anxieties are common feelings and should be discussed.

There are many topics of conversation that are encouraged during the expectation period, such as child raising methods, education of child, names of child, nursery designing and development, child care, priorities, and the shifts that are inevitable in this new phase of life. It is not too early to discuss these issues during pregnancy, as it will give the couple time to consider their preferences and necessities.

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How to Persuade Someone to Trust You

There are always people in life that we want to trust to verify our various decisions, to have a good relationship and bonding and on the overall, to be mutually benefited. But how do we form this magical trust with the people in our life? Read on for insights.

For instance, you have just entered office life and your Boss gave you a task. Complete it before the deadline and handover to him. Now that is called trust bonding. Perform like this several times and you will win his permanent trust in you.

How about your spouse? You just got married and have bought a home and are living together. How can you earn his full trust? Cook good recipes for a while, especially his favorite dishes and he will not only love them but also love you wholeheartedly.

How about your children? How can you earn their trust and make sure they are not lying or hiding something about their friends or any school events. Give them full attention and encourage them to talk. Have a lively conversation. Let them speak out their woes and concerns. Soothe and comfort them and suggest solutions for their problems. They will love you more instantly and there you have formed a well-deserving trust bond again.

Do you trust one or two of your favorite friends? Form friendship in your community or at work. You are likely to enjoy their company through sharing you life’s stories- both good and bad. They can offer advice on your pressing problems and will always care to listen to you. You also help them in times of their need. That way a bonding of trust will form for which you will always be grateful.

When you have no one to hold on to, trust God and the Universe. He will help to bring good people in your life on whom you can anchor your faith and trust. They will help to ease out your problems and you will feel great and get back the mojo of life.

How do you persuade your students to excel in school if you are a teacher?Again you need a bonding of trust. Explain to them lucidly a good educational background will help them to climb up the ladder of success fast and quick. Repeat your lectures and explain in more lucid terms if they don’t understand something. If majority of them do bad on a quiz, try to compensate for it in some way either by giving assignments or taking another extra quiz. That way the students will understand that you care about them and are committed to helping them out and naturally they will consider you to be their favorite teacher.

What about saleswomen? How do they convince customers to buy their products? Now everything can be ordered online. Post good reviews by people who have already purchased them online. Also when the customers come to the store, show good manners, courtesies and read-to-help attitude. That way you will gain more customers, and still more and more will prefer to buy your products.

Summing up, these are some of the great ways you can form a chain of trust with the people at home, work or marketplace and not only you but also the other party will benefit from this bonding. In fact, it is a case of mutual trust and you have much to celebrate as you keep creating them everywhere you go.

Rosina S Khan has authored this article, emphasizing how a mutual trust of bonding among the people at home, work or the marketplace is always beneficial.

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6 Great Ideas For Student Loan Management

Due to the higher costs of education in today’s challenging times, it is important for us to consider the effect of efficient student loan management. Each student must, however consider their loan management plan that can easily fit into their lifestyle and will fit within their budget.

It is important to have a sound plan that will also be simple to operate and easy to understand (should someone else design your management plan for you).

Below are six ideas that will help you consider your option for your management plan.


Create accurate records of your loan details. Make sure to file your documents carefully and also make detailed notes of what agreements you have made: interest rates, schedules and so on. Make sure that you create an easy to use spreadsheet of all your details and put in a separate folder on your computer. Making sure that you keep detailed records of all transactions so it will be easy for you to review at any time when needed.


Make sure to plan all of your expenditures and allow for any contingencies that may happen. Make sure that you include money that you may require for day to day living.


Teach yourself how you can cut your expenses to the bare minimum. It may be an advantage to share costs with other students or friends. Do your own washing, try and avoid eating out and try and make your own nutritious meals at home. Live frugally, cut down on entertainment expenses by going back to basics, go for walks in the park, try natural entertainment option.


Get additional income to help you get through. Look at other ideas to raise more money such as a building a passive income through a web based business or take a look at crowdsourcing, where you can get the crowd to finance your studies. Also save a percentage of your part time income to help when things get tough.


You are going to have to study, right? So just try and increase your studying efforts by another ten percent and ramp up your efforts, this may actually have the benefit of helping you to win prizes and perhaps even get a scholarship.


Money talks and BS walk as they say in the classics. Another idea is to ask family members to consider giving you cash gifts instead of traditional presents. It may seem small, but it could just be enough to help you get through a difficult month.

Make sure that you consider the following:

• Make sure your monthly payments are paid in a timely manner.

• Minimize costs by paying higher monthly installments than you need to.

• Loan consolidation should be considered only as a last thing.

•Make sure to keep all of your personal details up to date with your financial institutions.

• Regularly check all of your statements so you can see there are no errors.

• If, for some reason you may be late with a payment, inform your financial institution immediately.

It can be a relatively easy thing to control student loan management in an effective and efficient manner, just make sure that you use the loan for the reason that it was intended

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Income Inequality Fixes Offer False Logic – Socialism Is The Problem, Not the Solution

Many have noted that the top one percenters keep getting richer while the bottom 20% haven’t made any headway at all, or so very little it’s hard to calculate to prove. Okay, maybe that is correct, but the poor have not backtracked on their standard of living or quality of life. Today, nearly everyone has a cell phone, computer of some type, TV, refrigerator, etc. And we don’t have very many people starving to death in America with our food stamp program and easy access to anyone.

Now then, when we give poor people money for whatever need; rent, money for health care, food, etc. they cannot save it, they need it, so, the poor spend it right away. Where do they spend it – at a store, or to pay their phone bill, etc. and, in the immediate transaction who gets the money? Well, a business, owned by someone wealthy, or a corporation which has investment class owners of their stock – thus, in that first transaction the wealthy folks now have the money and they put it to work investing in other money making endeavors or to grow their net worth in some sort of investment vehicle – therefore, increasing their wealth – making them richer.

On MSNBC there was an interesting article titled; Obama: Income gap threatens our ‘way of life’ by Michael O’Brien which stated amongst other things; “A growing deficit of opportunity is more of a threat to our future than our rapidly shrinking fiscal deficit,” he said,” and a person born in the top 20% had a one in three chance of staying there, whereas someone born in the bottom 20% had a one in 20% chance of improving their situation and economic status in life.”

Yes, maybe so, but every single thing this administration has done to attempt to fix this false problem of “income inequality” has made it tougher on the middle and lower class. Why? Simple, socialism doesn’t work. Obama cites Argentina in his speech, but Argentina is a perfect example of what not to do. President Obama really needs to think beyond his boxed in reasoning and brainwashed socialist education. That’s the truth, and if you or anyone else can’t see it, you are stuck in the same box. But I would suggest that you look up Milton Friedman on YouTube and watch all those videos.

Re-distributing wealth or money to the poor will only put it right back in the hands of the wealthy in the next transaction, and only exacerbate the problem of the poor staying poor and the rich often getting richer. Think on this.

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Don’t Be A Victim to Circumstances

This world isn’t always easy on us. Too frequently we’re unwillingly a victim of some smooth talking slickster, or some crazy circumstances that we just don’t have any control over. “Life isn’t fair” we tend to tell ourselves when faced with these injustices.

“True. Very true,” I say. You’re right. Life isn’t fair, and life has never been fair. Just think about it… What happens when a fly flies innocently by a frog? Yup! It gets eaten. Life certainly wasn’t fair for that poor fly, was it? What did that innocent fly do to that frog? Nothing! It was unfair to that fly, right? I bet right now, we’re all glad that we’re not flies.

Well, we certainly aren’t flies. And we usually don’t have to worry much about being eaten alive by another creature. It’s true that life for us humans is unfair sometimes, but it’s rarely ever that unfair. We’re almost never victimized to the degree that that poor fly was because we’re humans and we have a lot of advantages over the rest of the animal kingdom.

It’s not often that our circumstances force us to face life and death situations like the rest of the animal kingdom does on a daily basis. And when our circumstances do tend to be on the bad side, we almost always have choices that we can make to better our situation. The fly flying by the frog doesn’t have the ability like us humans to make life-improving decisions once that frog snaps its tongue out of its mouth. Can you imagine what us humans would do if a little frog snapped its tongue out of its mouth towards us? We’d probably say, “Ah… look how cute he is!” We’d probably even mimic the cute little frog by saying, “Ribbit. Ribbit”.

Now teens, go learn, lead, and lay the way to a better world for all of us. Remember that we truly are the lucky ones because we don’t have to be victimized by our circumstances. And once again, thanks for all that you do, and all that you will do…

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Using Proper Social Media Etiquette for Business

The Gift of Parenting Success

To be in your children’s memories tomorrow, You have to be in their lives today.”

Story: Doctor Joyce Brothers came from a family in which dinner time conversation involved preparing she and her siblings for the realities of everyday life. Her father used to play a game called “what if.” What if a classmate cheated on a test? Would you tell the teacher? What if your friend gets involved with drugs? Would you tell her parents? What if you are approached for drugs? How would you handle this? How would you use the gift of parenting success? Which questions can you pose to your children that will be life changing and life forming for them?

He would also ask them far-reaching questions. What do you want to study in high school? What kind of job do you want? How can you discipline yourself to save your allowance? What qualities would you look for in a friend or in a spouse? His questions prepared them for life, for solid relationships, and for ethical grounding.

Moral of the Story: Her father’s questions prepared the family for both daily and future concerns. He didn’t wait for dates to appear at the door to bring up questions about marriage. Graduation didn’t happen without adequate academic preparation for high school or college. And career choices were probably considered at the dinner table years before jobs applications went out. He fertilized the ground before the seeds were planted, before his children entered into each life phase, and before they reached adulthood.

Action Plan: Set aside time with your children for intimate conversations. Let them know when daily events will occur and give them choices. For example, instead of laying down the law about bedtime, give them a choice of times to go to bed. Prepare them for important decisions long before they become a reality. Apply parenting success to your relationship with your children. Become a parent to your children. Give them food for thought. Guide them with love, safety, and concern. Prepare them for life.

Practical Application to Your Life: The same principles can apply to your life. Prepare yourself for each major life event. Create strong bonds with your children and you will know that you have done a good job bringing them up.

Weekly Take Away Children are educated by what the grown-up is and not by his talk.” -Carl Jung

I’m Barbara Altman
Raised in an alcoholic home, I became depressed and riddled with anxiety at an early age. In an effort to build a good life. Over the years, I have dealt with depression in a variety of ways, from counseling to alternative and traditional healing modalities. One of the purposes in my life is to convey hope to those who have suffered from depression and I hope to do this in my writings and in speaking engagements.
Author of “Recovering From Depression, Anxiety, and Psychosis,” formerly called “Cry Depression,”…

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Tips To Investing in Real Estate

Investing in real estate revolves around selling, renting, managing, owning and even purchasing rear estate at a profit. Real estate has limited liquidity compared to other forms of investments and is intensive in terms of the capital meaning it relies on cash flow. Failing to understand all the important factors of investing in real estate could lead to negative effects and risks that can be fatal.

The best tool you can have when beginning to invest in real estate is education. It is very important and helpful to have all the necessary details and information appertaining to your investments. Overlooking a few factors could really cost you a lot and you could end up being a very frustrated investor. It takes a lot of commitment to gather all the information that is necessary in your investment, but following the right procedures and processes can make it easier and less tedious for you.

Engaging in real estate investing commercially will present you with a variety of creative ways in your investing and will present you with very many opportunities that you never thought existed. This is also a good way of going about the investment plan by savvy investors who learn the real investing from the bottom going up. To get all the information and education that you need is to take into consideration all guides available in the market to make sure that you have all information at hand.

The most important thing is to understand the market trends and behaviors. Guides on real estate investing are a perfect way of starting if you are fresh in the field. You can as well choose to attend seminars concentrating on real estate to make sure you remain well informed and get all the latest news involving the investing. Taking all the important measures will expose you to the essential fundamentals of the whole subject and you will venture into the market with a great understanding and as an informed investor as well.

There are very many methods of investing and ways of maximizing your profits. Doing the right research and involving yourself in things that concentrate on the kind of investment you are looking to engage in are very essential. Get all the information you need even if it may mean asking those who have experience in the field to understand the risks, the best strategies and approaches to the different problems of challenges that may be involved in your trading. There are great benefits waiting to be reaped by those who do not overlook the fundamentals and all the facts affecting. Just like any other kind of business, there are risks involved in real estate investing and you should always be prepared for better days and for days that are not too good.

Your very first consideration should be the location of the building you want to invest in. It is true to say that there are poor neighborhoods, good ones and terrific neighborhoods as well. Good amenities come with terrific neighborhoods which can include schools. A building that is located in such an environment is likely to appreciate very fast compared to one located in a neighborhood that is not too good. It is also true that rich neighborhoods attract more people and can be the best purchase areas or rental areas for you. Wise and informed investors go for such to increase their chances of trading at a profit.

Another thing that is important to consider is the kind of financing you have and how efficient it will serve you in your strategy. There are investors who actually go for loans to facilitate their missions and as long as this works it is a good plan.

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The Gift of Financial Success

Give yourself the gift of financial success.

Suze Orman;

If you wait to see how much money you have left at the end of the month to put toward savings, the answer may be zero. So, set up an automated monthly transfer from your checking to savings account. Once you lock into that commitment, you’ll be forced to scale back spending to make ends meet.

Story: Warren Buffet: Warren Buffet showed an entrepreneurial spirit at an early age.

First Entrepreneurial Venture
By the age of 13, Buffett was running his own businesses as a paper boy and selling his own horseracing tip sheet. His entrepreneurial spirit was alive at a young age. He had given himself the gift of business success.

In 1942, Buffett’s father was elected to the U.S. House of Representatives, and his family moved to Fredericksburg, Virginia, to be closer to the congressman’s new post. Buffett attended Woodrow Wilson High School in Washington, D.C., where he continued plotting new ways to make money. He continued making money in creative ways. He and a friend purchased a used pinball machine for twenty-five dollars. After a few months they bought additional machines. Buffett owned machines in three different locations before he sold the business for twelve hundred dollars.

Higher Education and Early Career

Buffett enrolled at the University of Pennsylvania at the age of sixteen to study business. He stayed two years, moved to the University of Nebraska to finish up his degree, and emerged from college at age twenty with nearly ten thousand dollars from his childhood businesses.

Moral of the Story: Building financial success involves possessing the gifts of creativity, entrepreneurship, and insights into the workings of money and finance.

Action Plan: Put away ten percent of your income at the beginning of each month. If you wait until the end, you will not be inclined to keep your spending within reach. Ask yourself three questions:

What am I willing to give up so I can save money?
Into which account can I put that money?
How can I emulate Warren Buffet and become a money magnet?
Practical Application to Your Life

Do you value yourself enough to save money? What is your view of finances? Do you acknowledge your self-worth when it comes to finances?

Weekly Take Away: The Bible has over two thousand verses on money. Money is not the root of all evil. The love of money is the root of all evil.

I’m Barbara Altman
Raised in an alcoholic home, I became depressed and riddled with anxiety at an early age. In an effort to build a good life. Over the years, I have dealt with depression in a variety of ways, from counseling to alternative and traditional healing modalities. One of the purposes in my life is to convey hope to those who have suffered from depression and I hope to do this in my writings and in speaking engagements.
Author of “Recovering From Depression, Anxiety, and Psychosis,” formerly called “Cry Depression,”…

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Fighting Penis Odor at College

For many young men, going away to college opens up new worlds. Often, this is the first time a man has really been “on his own” – even if he’s sharing a dorm room with another guy or two. There are new challenges that may arise. Interestingly, one of those challenges is dealing with penis odor. Taking time for proper penis care becomes more and more important as a man matures, and college can be a learning experience in this area.

Not just a college problem

Clearly, penis odor is not a situation created solely by dorm living at college. A guy can develop a strong and unfortunate aroma from his member at almost any age and under many conditions. Indeed, women complain about a rank penis in partners who are far from their halcyon campus days. But for many, the college years can be an especially “ripe” time for this problem.

Why should this be? Well, there are several factors at play here.

Guys get busy

Although many men are sexually active with partners before college, and many others do not become active until after college, a lot of young men see their “luck” with sexual partners increase during the years they are getting their education. Intercourse is great fun, of course, but even when one is with a very clean partner, the result of partner sex tends to be a penis with an odor attached to it.

This can also be the case when there is no partner involved in sexual activity – and masturbation tends to be a favorite activity of men at college. The friction and sweat create an aroma, and semen left to dry on the area – whether by choice or accident – adds a unique scent to the penis.

Hygiene suffers

None of the above would really be a problem if guys washed appropriately. But many guys don’t always wash off after sex, and many guys also don’t shower or bathe as frequently as they need to when away from Mom and Dad. There can be many reasons for this: laziness, a way of expressing independence, lack of time due to studying, etc. But whatever the reason, the lack of appropriate washing makes the penis odor situation worse.

Living quarters aren’t the same

It’s also true that many young men get a bit sloppy and careless with their personal environment at college. In particular, laundry is not often at the top of the list. It’s not at all uncommon for guys in a dorm situation to wear the same pants and/or underwear for several days, simply because there are no clean options around. And it’s also true that bedsheets may remain unwashed for a truly amazing length of time. When a man sleeps in unwashed sheets, the odors they have gathered get passed on to his body – including his penis.

What to do

In order to keep truly frightening penis odor at bay – and keep women from crossing a guy off their list because his manhood truly smells like junk – guys really must make an effort to shower regularly and to change their sheets more frequently. But that is not enough.

If a guy at college (or elsewhere) wants to take the right steps to address rank penis odor and the off-putting situations it creates, he simply must use a first class penis health crème (health professionals recommend Man1 Man Oil, which is clinically proven mild and safe for skin). Not just any crème will do; it is essential that it contain vitamin A. Why? This vitamin (also known as retinol) is celebrated for its antibacterial properties. It fights many odor-causing bacteria that occur on the penis and surrounding areas. The crème should also contain a potent antioxidant, such as alpha lipoic acid. Antioxidants fight free radicals and the oxidative stress they promote. Limiting that damage keeps the penis healthier and better able to fight other odor-causing bacteria.

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Job, Career, Passion – Pick Two!

“What do I want to be when I grow up”; an expression that rings true with today’s workforce, whether just starting out in the business world or someone with many years of experience. The business communities, the economic landscape, are calling for employees who are better educated, experienced and have excellent interpersonal skills.

The educational, cultural transition is alive a well and a real concern for employers. Generational shift from the Boomers to the Millennials, and the Z’s coming up quick are changing the motivational concepts. What was once important about security, loyalty, and power has shifted to life- balance, fair and equitable, trust, and the environment.

Motivational content concepts from what many of us have studied in school, Maslow Hierarchy of Needs Theory, Aldermen’s ERG Theory, Herzberg’s Two-Factor Theory or Process Theories such as Expectancy, Goal, and Equity Theories are in need of a more in-depth review. Thinking innovatively about what is important to our workforce and applying the strategies to motivate and improve self-worth.

Having the opportunity to instruct and train hundreds of people in private business, and formal education there is a disparity on what individuals want to accomplish. With that said, and with an unscientific bias view, the trend for job seekers, is first to follow his or her passion, and then secure a job. A career comes last due to the rapid changes in our business segments.

The importance of a career has taken a step back, and personal rewards have taken center stage. The, “What’s in it for ME” has taken a revised meaning. Education also needs to take a revised approach. Teaching process, critical thinking, managing a diverse workforce and problem solving are required elements for success. Narratives, case studies, role plays, and the understanding of finances outcomes are required learning.

With the lack of longevity within an organization, transferable skills are a requirement. That is why people whether starting out or with a year of experience need to constantly think of the next opportunity, and what skills are in his or her proverbial toolkit, and what skills need to be added. Setting a career path is like writing a business plan which needs to contain and executive summary, mission and value statement, marketing strategy, product description, SWOT analysis, and financial summary. To many this is difficult but when complete it could become your a ha moment.

I would like to think that a people-centric approach will prevail in our current business environment. However, the challenge of retaining quality staff now faces new challenges, and that is to satisfy the passion in people.

Andrew is an Adjunct Professor at CUNY, The Institute of Culinary Education, and the Long Island Business Institute. Andrew is a certified instructor with the National Restaurant Association, and the American Lodging Association. Currently is the principle of Strategic Management Consultants, offering fresh eye reviews for service operator, financial review, performance management evaluations, labor optimization studies, marketing strategies, food safety, and employee training for both front line and management staff.

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