Can Religious Fanatics Be Educated?

The recent disasters of the British Brexit referendum and the US presidential election have brought renewed calls for better education. It is argued that if people were better educated they would make better choices in electing leaders as well as be more productive in the economic sphere. Education teaches one to look at all sides of an issue, carefully weigh the evidence and come to an objective conclusion. It encourages compromise, avoiding conflict by seeking solutions that benefit both parties in a dispute. However, in encouraging flexibility of thought, higher education directly opposes the tenets of religion as propounded by fundamentalists. Many minds are set against acquiring new knowledge because all they need to know is already revealed in their holy book.

Fundamentalism in religion is at the root of many of the world’s problems. Ralph Waldo Emerson is reported to have said that he knew many people whose views were all cut and dry – very dry. But in those days before technology changed the world such people were not nearly as dangerous. Today, they can either subject mankind to a slow death by denying the science of climate change or bring about instant annihilation through a nuclear jihad. The search for a means to cut this Gordian knot becomes ever more urgent.

The Jesuits used to claim that it you gave them a child under seven years of age they would give you back a Christian. Early education is vital in forming a characteristic view of the world, so in the present situation it is essential that all children, irrespective of parental background, are provided with the same introduction to rational and scientific thought processes. Then whatever parallel religious instruction the children are receiving will be weighed in the balance of reason. Hopefully, many will be dissuaded from becoming creationists or jihadists.

A further step would be to provide children with the basic tenets and beliefs of all major religions. This could bring about a situation in which each person makes his or her own choice, free from the compulsion of the ancestral community and with a respectful understanding of all other beliefs. One of the world’s newest religions, The Baha’I Faith, does not allow a child to declare their belief until the age of fifteen. This would seem to be a wise provision in ensuring maturity of understanding rather than unquestioned acceptance. Religious freedom should include freedom to choose for oneself, and only better education can confer this fundamental human right.

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Fun Learning Apps Helping People With Autism Spectrum Disorder

Children with autism spectrum disorder usually face difficulty in processing information that involves the five senses. Smells, noises, and bright lights often unnerve them. These are initial signs that a child may be autistic. But thankfully, fun learning apps like “What’s the Expression” and “Make Sentences” have made a world of difference to autistic children by helping them with sensory and motor skills.

These fun educational apps have become much-loved learning devices for autistic children. Gadgets like the iPad, smartphone, and tabs have opened up a new learning horizon for children. Autistic children usually have a high level of digital readiness. Device-based learning is often a second nature to most of them.

Autism is a complex brain development disorder. According to a recent study in the US, one in 45 kids aged between three to 17, have autism spectrum disorder.

Children with autism often struggle in the following cases.

Social interaction: How do people relate to each other? Institutions, systems, and rules take root in small and large groups, and in on-on-one situations.

Repetitive behaviors: Autistic children are known to display repetitive behaviors. These may include head banging, hand flapping, and rocking to and fro.

Communication drawbacks: Exchange of information between two persons can take place without speaking. Non-verbal cues include hand gestures and body language. Autistic children face difficulty in recognizing these signs.

Fun learning apps like “What’s the Expression” and “Make Sentences” can help autistic children detect the nonverbal communication cues. These apps also help teachers, parents, and therapists.

Enthused by the success of the “What’s the Expression” and “Make Sentences” educational apps, many companies have started developing their own apps which they believe are powerful tools to reach out to autistic people.

What has really come to the help of autistic children, is the easy availability of the technological devices on which these apps can run. Smart phones, tabs, and iPads are within the reach of most people, compared to the hugely expensive assistive communication devices. The modern digital devices have come as a boon for children with autism spectrum disorder.

The fun learning apps for kids have helped autistic children in many ways. Most importantly, they help special needs kids to construct sentences and determine the expression to a particular response. These educational apps can be customized according to the specific needs of the child since no two autistic kids are the same. The fun learning apps are really proving to be helpful.

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Private Student Loans – An Easy Guide

Private student loans can give you a real advantage because they can be used to help you cover those other costs that may not be covered under the normal type of student loans.

A rule of thumb is to firstly apply for the government loans that are available and then use these private loans as a top up solution.

The reason that many of these private loans are available was because it was found that there is need to fill those gaps that the normal government type loans missed out.

Private Student Loans – Benefits

Very low interest rates

Flexibility of payments

Ability to arrange for automatic deductions of loan payments.

Chance of getting substantial discounted loan rates

Deferred payment options can be available.

No upfront fees and charges

Cosigner

Cosigner s are people who can strengthen the approval rating of loans that you apply for.

Having a cosigner can also help to reduce your interest rate.

Eligibility

Under normal conditions you must be a f U.S. citizen a permanent resident

You have to be enrolled at an eligible educational institution.

You must be of legal age.

If you don’t have a cosigner then it is advisable to have at least 24 months of established credit history.

Certain conditions may also apply to your place of residence, check each institution for these conditions.

Cosigners may belong to any state and there is no restriction based on state.

Application

The first thing you need to do is to submit the application, make sure that all the required paperwork is in order. Make a checklist of things that you are required to submit, this will make it easier and also act as a method to double check if you have all the right documents.

Normally you will have an instant ‘yes or no’ decision, the approval process can sometimes be earlier. You can expect a result within 10 to 14 days.

It is advisable that your cosigner is of high standing and has a good credit score. This will help in getting your application through quicker.

When you then submit your documentation.

The fees that are normally charged are industry standard fees and do not vary much between institutions. Your fee structure will be determined during the application process. These fees will also change slightly depending on your own credit score.

Your repayment schedule can vary from fifteen to twenty years.

I hope this private student loans guide has been of help, good luck with your studies.

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Ten Unique Tips to Invite Quality Content Feedback

While you might not want to inspire marriage proposals with your brilliant blogs and content such as Mrs. Silence Dogood did with her homespun essays in the 1720s (Mrs. Dogood, also known as the 16-year-old Benjamin Franklin), who wants to pour their soul, sweat, and time into writing that invokes little or no response?

The Internet abounds in ramblings and rants that live in a tomb of lonely musings and assertions that either goes unread or that elicit an apathetic, “meh.” This does not need to be so if you consider what reaction you are trying to prompt from your audience. Whether your content is written to educate, entertain, or provoke, the following ideas will help you shape and invite feedback that increases traffic, expands your audience, and builds your brand.

1. Create a Sense of Belonging
From Apple to Starbucks, many companies have built brand loyalty by understanding the human emotional need to belong to a group. You want your content to not only inspire enlightened comments, but also the kind of intangible feedback that comes in the form of return visits to your site or products. One sure way to create a sense of belonging to a group is to share customer stories. Therefore a call to action might be a request for other stories in the comment section.

2. Spread Some Joy
According to the Pew Research Center, in 2013, 45% of YouTube users uploaded a cat or animal video. In providing useful content, it is important to remember that entertainment is still king and that laughter causes use to linger. It is also a cause to appreciate the giver and to seek more of the same. Even if feedback is only a “LOL” and hopefully a share, that is still gold any day.

3. Generate Empathy
On the opposite end, the world is not all rainbows and kittens, and serious matters offer the opportunity to generate serious and thoughtful discourse. When entering these waters, offering both sides of an argument or situation provides a window of empathy that allows commentators to hold deeper dialogues beyond flaming and name calling.

4. Provoke Justifiable Anger
Still. there is nothing verboten about taking a side and making a case for your opinion. In fact, this editorial tactic goes far in engaging your audience to take notice and to well, engage. A simple call to action is. therefore an implicit and explicit request that the reader should consider their own opinion on the subject and a powerful ask to share it.

5. Discuss Fear
Generating fear is a long known sales tactic. However, you can use this superpower for good. Playing on unconscious fears leads to many of the world’s woes, but making it conscious by using it as fodder for discussion is a means of healing and will fire up your audience base. Think about what your audience fears and don’t be afraid to lay those fears out there under the stark light of your brilliant prose.

6. Elicit Trust
As many content marketers know, advertising no longer offers a sure return. Even the best-targeted advertising is white noise for the ad overloaded consumer. Indeed, the mantra of being useful has become all the more imperative given the jungle of escalating Internet ad junk. In a way, therefore, being useful has become a means of eliciting trust. Trust, in turn, will create a space for honest interactions that not only appear genuine but are.

7. Debate Disgust
Along with fear, disgust can also create sales by attracting attention. Think not looking away from a train wreck. It takes a deft hand to position the human emotion of disgust into an appealing presentation, but as with other unpleasant topics in our world, it can and should invite debate. Ugliness may not be easy to work with, but ignoring the disagreeable, or putting lipstick on the pig, limits the complexity of any topic. Take a stand, make a name for yourself, and create a call to action that invites debate of the objectionable and unlikable.

8. The Element of Surprise

“That which has been is that which will be, and that which has been done is that which will be done. So there is nothing new under the sun” (Ecclesiastes 1:9).
Surprise might be defined as a violation of expectations, so chances are if you think about what your reader might be expecting from your topic, if you write about the inverse, you might hit upon some new perspectives. Innovation and novel ideas will go far in sparking follow-up comments about how your fresh concepts might be expanded or implemented.

9. Build Anticipation
It is a practical matter, but sometimes getting feedback to your article also requires that people either read to the end or at least scroll down to feedback section. While most readers scan and actually read about 28% of the words, building anticipation can help them stay focused to the end and to actually comment. Some ways to create anticipation is to leave the most important nugget to last, providing carrots toward the goal throughout. Another is to pose engaging questions that build on each other and increase interest as they go. Lastly, provide the answers in a satisfying summary that tie up loose ends like a good mystery novel. Cozy fire and cocoa optional.

10. Pleasure Craft
If your main content goal is education or providing information, do not forget the golden rule and treat your readers to reading that is also pleasurable to read (as in, not like an instruction manual for a waffle iron). While you do not need to be a humorist or a Hemingway, writing that engages and encourages interaction does require time and care. To craft a piece that lives a long communal digital life, quality writing will be rewarded.

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Affordable Student Loans – The Guide

Affordable student loans, is there such a thing? The answer is yes, of course there is, there are many methods available today that make it extremely easy to be able to afford a student loan, even a larger loan.

This article will give you a bit more information on the methods that are available to make your student loans more affordable, or, in other words, you will be able make a molehill out of the mountain.

Let’s take a look at some ways to make this happen:

Deferment

The good thing about deferment is that it will allow you to complete your education and only start paying back your loan when you either graduate or quit school. This will take a lot of pressure off the 4 years or so you are studying.

One of the things to consider is that you must keep in mind that there will be an accumulated interest component and this will increase your overall costs. In other words, your original loan of say $15,000 might turn into a debt of $25,000 by the time you start to pay it off. (something about ‘no free lunch’ comes to mind.

Difference – Deferred or Normal

Although getting a deferred loan has its advantages the bottom line is what we need to think about. If we were to take out a normal student loan on say about $20k then depending on the term and the interest rates our payment might be about $300 each month,

If we look at the same loan and applied the deferred method of payment, when our first payment is due, it could be about $400 per month or about 25-30% higher.

It is a great idea to use a loan calculator and look at all the options that are available to you. Pen and paper, a calculator and a few cups of coffee is what you will need.

Consider

Another thing that is worth taking a look at is the fact that you can use your spare time over your study years to help you to build a passive income.

There are many types of methods to raise additional funds, here are a few of the methods that I have personally used with great success:

Online Business – You can startup your own online business website, there are many methods that are actually free to set up and you can also promote these sites using free methods available.

E-books – Did you know that you can publish a book on the Kindle platform for free? It cost nothing to use this massive money making platform, you don’t need a website, don’t have to pay for traffic in fact the only things you need to publish your book on the kindle platform is a word document of your book and a jpeg image of the cover.

Crowdfunding – Set up your own crowdfunding website, you can actually get a simple piece of software that will transform your website into your very own crowdfunding site. The advantage of this is that you will get to keep all the funds you raise without the fees.

I hope you have found some useful ideas and wish you good luck with your studies.

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Early Pregnancy – Importance of Communication Between Couples

Pregnancy is usually a time of joy, not only for the expecting woman, but also for the partner. In most pregnancies, there is very little to be said of the partner, as the attention is focused on the woman and the unborn child.

Nevertheless, it takes two to tango, and that is how the term contraception came into knowledge. It would be advantageous for expecting couples to support one another as much as they can during this crucial phase.

Newlywed couples nowadays often choose to live alone. While this may provide several advantages, it also crops up many adversities. One is the minimal family support offered during the first pregnancy. During the first expectation of the child, many queries and concerns will surface. Couples might hold different opinions on pregnancy and childcare. It is hence a good idea to communicate and clarify these issues before the baby is delivered as free and frank communication is the cornerstone of lasting relationship.

Emotions
It is true that the expecting woman will experience many emotional swings during her pregnancy. Although her partner cannot participate, he can be there to offer support. Both parties are advised to find out more about the different aspects of pregnancy, as this will help in the handling of emotions. Like the saying goes: “When shared, Joy is doubled and sorrow is halved.”

Issues
There are many issues that an expecting couple may need to resolve, such as continuation of sexual intercourse, the mood swings the woman experiences, the handling of complications and such.

One of the best resources to the queries would be to consult a physician. Both the expecting parents should consult physician together in order to understand the conveyed information correctly.

Communication
Communication is a very useful tool to break the barriers between the expecting couple. Patience and extra effort are necessary to encourage open communication throughout the pregnancy, especially from the man, as the expecting woman might be subject to instability in both emotional and physical regards. Fears and anxieties are common feelings and should be discussed.

There are many topics of conversation that are encouraged during the expectation period, such as child raising methods, education of child, names of child, nursery designing and development, child care, priorities, and the shifts that are inevitable in this new phase of life. It is not too early to discuss these issues during pregnancy, as it will give the couple time to consider their preferences and necessities.

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How to Persuade Someone to Trust You

There are always people in life that we want to trust to verify our various decisions, to have a good relationship and bonding and on the overall, to be mutually benefited. But how do we form this magical trust with the people in our life? Read on for insights.

For instance, you have just entered office life and your Boss gave you a task. Complete it before the deadline and handover to him. Now that is called trust bonding. Perform like this several times and you will win his permanent trust in you.

How about your spouse? You just got married and have bought a home and are living together. How can you earn his full trust? Cook good recipes for a while, especially his favorite dishes and he will not only love them but also love you wholeheartedly.

How about your children? How can you earn their trust and make sure they are not lying or hiding something about their friends or any school events. Give them full attention and encourage them to talk. Have a lively conversation. Let them speak out their woes and concerns. Soothe and comfort them and suggest solutions for their problems. They will love you more instantly and there you have formed a well-deserving trust bond again.

Do you trust one or two of your favorite friends? Form friendship in your community or at work. You are likely to enjoy their company through sharing you life’s stories- both good and bad. They can offer advice on your pressing problems and will always care to listen to you. You also help them in times of their need. That way a bonding of trust will form for which you will always be grateful.

When you have no one to hold on to, trust God and the Universe. He will help to bring good people in your life on whom you can anchor your faith and trust. They will help to ease out your problems and you will feel great and get back the mojo of life.

How do you persuade your students to excel in school if you are a teacher?Again you need a bonding of trust. Explain to them lucidly a good educational background will help them to climb up the ladder of success fast and quick. Repeat your lectures and explain in more lucid terms if they don’t understand something. If majority of them do bad on a quiz, try to compensate for it in some way either by giving assignments or taking another extra quiz. That way the students will understand that you care about them and are committed to helping them out and naturally they will consider you to be their favorite teacher.

What about saleswomen? How do they convince customers to buy their products? Now everything can be ordered online. Post good reviews by people who have already purchased them online. Also when the customers come to the store, show good manners, courtesies and read-to-help attitude. That way you will gain more customers, and still more and more will prefer to buy your products.

Summing up, these are some of the great ways you can form a chain of trust with the people at home, work or marketplace and not only you but also the other party will benefit from this bonding. In fact, it is a case of mutual trust and you have much to celebrate as you keep creating them everywhere you go.

Rosina S Khan has authored this article, emphasizing how a mutual trust of bonding among the people at home, work or the marketplace is always beneficial.

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6 Great Ideas For Student Loan Management

Due to the higher costs of education in today’s challenging times, it is important for us to consider the effect of efficient student loan management. Each student must, however consider their loan management plan that can easily fit into their lifestyle and will fit within their budget.

It is important to have a sound plan that will also be simple to operate and easy to understand (should someone else design your management plan for you).

Below are six ideas that will help you consider your option for your management plan.

Create

Create accurate records of your loan details. Make sure to file your documents carefully and also make detailed notes of what agreements you have made: interest rates, schedules and so on. Make sure that you create an easy to use spreadsheet of all your details and put in a separate folder on your computer. Making sure that you keep detailed records of all transactions so it will be easy for you to review at any time when needed.

Plan

Make sure to plan all of your expenditures and allow for any contingencies that may happen. Make sure that you include money that you may require for day to day living.

Teach

Teach yourself how you can cut your expenses to the bare minimum. It may be an advantage to share costs with other students or friends. Do your own washing, try and avoid eating out and try and make your own nutritious meals at home. Live frugally, cut down on entertainment expenses by going back to basics, go for walks in the park, try natural entertainment option.

Work

Get additional income to help you get through. Look at other ideas to raise more money such as a building a passive income through a web based business or take a look at crowdsourcing, where you can get the crowd to finance your studies. Also save a percentage of your part time income to help when things get tough.

Study

You are going to have to study, right? So just try and increase your studying efforts by another ten percent and ramp up your efforts, this may actually have the benefit of helping you to win prizes and perhaps even get a scholarship.

Cash

Money talks and BS walk as they say in the classics. Another idea is to ask family members to consider giving you cash gifts instead of traditional presents. It may seem small, but it could just be enough to help you get through a difficult month.

Make sure that you consider the following:

• Make sure your monthly payments are paid in a timely manner.

• Minimize costs by paying higher monthly installments than you need to.

• Loan consolidation should be considered only as a last thing.

•Make sure to keep all of your personal details up to date with your financial institutions.

• Regularly check all of your statements so you can see there are no errors.

• If, for some reason you may be late with a payment, inform your financial institution immediately.

It can be a relatively easy thing to control student loan management in an effective and efficient manner, just make sure that you use the loan for the reason that it was intended

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Income Inequality Fixes Offer False Logic – Socialism Is The Problem, Not the Solution

Many have noted that the top one percenters keep getting richer while the bottom 20% haven’t made any headway at all, or so very little it’s hard to calculate to prove. Okay, maybe that is correct, but the poor have not backtracked on their standard of living or quality of life. Today, nearly everyone has a cell phone, computer of some type, TV, refrigerator, etc. And we don’t have very many people starving to death in America with our food stamp program and easy access to anyone.

Now then, when we give poor people money for whatever need; rent, money for health care, food, etc. they cannot save it, they need it, so, the poor spend it right away. Where do they spend it – at a store, or to pay their phone bill, etc. and, in the immediate transaction who gets the money? Well, a business, owned by someone wealthy, or a corporation which has investment class owners of their stock – thus, in that first transaction the wealthy folks now have the money and they put it to work investing in other money making endeavors or to grow their net worth in some sort of investment vehicle – therefore, increasing their wealth – making them richer.

On MSNBC there was an interesting article titled; Obama: Income gap threatens our ‘way of life’ by Michael O’Brien which stated amongst other things; “A growing deficit of opportunity is more of a threat to our future than our rapidly shrinking fiscal deficit,” he said,” and a person born in the top 20% had a one in three chance of staying there, whereas someone born in the bottom 20% had a one in 20% chance of improving their situation and economic status in life.”

Yes, maybe so, but every single thing this administration has done to attempt to fix this false problem of “income inequality” has made it tougher on the middle and lower class. Why? Simple, socialism doesn’t work. Obama cites Argentina in his speech, but Argentina is a perfect example of what not to do. President Obama really needs to think beyond his boxed in reasoning and brainwashed socialist education. That’s the truth, and if you or anyone else can’t see it, you are stuck in the same box. But I would suggest that you look up Milton Friedman on YouTube and watch all those videos.

Re-distributing wealth or money to the poor will only put it right back in the hands of the wealthy in the next transaction, and only exacerbate the problem of the poor staying poor and the rich often getting richer. Think on this.

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Don’t Be A Victim to Circumstances

This world isn’t always easy on us. Too frequently we’re unwillingly a victim of some smooth talking slickster, or some crazy circumstances that we just don’t have any control over. “Life isn’t fair” we tend to tell ourselves when faced with these injustices.

“True. Very true,” I say. You’re right. Life isn’t fair, and life has never been fair. Just think about it… What happens when a fly flies innocently by a frog? Yup! It gets eaten. Life certainly wasn’t fair for that poor fly, was it? What did that innocent fly do to that frog? Nothing! It was unfair to that fly, right? I bet right now, we’re all glad that we’re not flies.

Well, we certainly aren’t flies. And we usually don’t have to worry much about being eaten alive by another creature. It’s true that life for us humans is unfair sometimes, but it’s rarely ever that unfair. We’re almost never victimized to the degree that that poor fly was because we’re humans and we have a lot of advantages over the rest of the animal kingdom.

It’s not often that our circumstances force us to face life and death situations like the rest of the animal kingdom does on a daily basis. And when our circumstances do tend to be on the bad side, we almost always have choices that we can make to better our situation. The fly flying by the frog doesn’t have the ability like us humans to make life-improving decisions once that frog snaps its tongue out of its mouth. Can you imagine what us humans would do if a little frog snapped its tongue out of its mouth towards us? We’d probably say, “Ah… look how cute he is!” We’d probably even mimic the cute little frog by saying, “Ribbit. Ribbit”.

Now teens, go learn, lead, and lay the way to a better world for all of us. Remember that we truly are the lucky ones because we don’t have to be victimized by our circumstances. And once again, thanks for all that you do, and all that you will do…

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